Terms of Service
Please read these terms carefully. By installing WealthRank, you agree to submit to our AI coach's judgment, app lockouts, and financial reality audits.
1. Acceptance of Roasts
By using WealthRank, you explicitly consent to have your buying patterns, impulse orders, and savings ratios scrutinized, evaluated, and roasted by our AI coach. If you are sensitive to harsh language, statistics, or comedic shaming, you should uninstall the app immediately.
2. App Lockout Constraints
Our Lockout Shield uses OS Accessibility services. Standard Mode allows disarming locks in exchange for a −50 WP (Wisdom Score) penalty. Aggressive Mode has zero bypass options; temptation apps will remain locked until the disarm cooldown (up to 24 hours) finishes.
3. Streaks & Accountabilities
Streaks represent consecutive days of financial discipline. WealthRank does not offer "streak freezes" or artificial badges. If you cheat a lockout, bypass local rules, or delete configuration files, your active streak and Wisdom score are subject to complete demotion.
4. No Financial Advice
WealthRank is a behavioral modification tool. Calculations, roasts, and buffer runway projections (e.g. dopamine tax rate, emergency savings runway) are for motivational, educational, and satirical purposes. We are not certified financial planners.
Terms and Conditions
5. App Bypass Responsibility
WealthRank is not liable for any losses, late fees, expired vouchers, or cart clearances that occur due to app lockout schedules. By arming the lockout shield in Standard or Aggressive Mode, you accept full responsibility for any self-imposed app lockout constraints.
6. Subscription Billing
Premium features (such as Aggressive lockout shields, custom AI voice analysis, and leaderboard participation) require a monthly charge of $4.99/mo. Subscriptions can be managed via the system App Store or Google Play console. Wiping data from settings does not cancel auto-renewal subscriptions.
7. Governing Law
These terms are governed by the rules of common sense and discipline, alongside the jurisdiction of your local software vendor guidelines. Any dispute regarding whether a purchase is "financial sabotage" shall be finalized by the AI coach.